Export & Import Trade Finance - Trade Loans with Short-Term tenure of 12-36 months to support Export and Import Financing of transactions involving U.S. and International Companies Our lenders introduce Purchase Order Finance programs to finance the purchase or manufacture of specific goods that have been presold by our clients to their credit worthy customers.

Typically, this structure is combined with one of our Account Receivable Factoring programs to finance the entire trade transaction or trade cycle.

Typical clients include manufacturers, distributors, wholesalers, importers, and exporters of finished goods. Purchase Order Finance can revolutionize your growing business by increasing working capital needed to support and enhance sales, increasing product availability, creating flexible credit terms for your customers and allowing your business to grow and better compete within its industry.

Cash in advance and letters of credit are no longer competitive terms in the international marketplace. Your customers in emerging foreign markets face scarce local capital and high interest rates, making it difficult or impossible to order your equipment without export finance terms being extended from the U.S.
USA EXIM BANK offers equipment loans for creditworthy buyers located in emerging foreign markets.

Your company gets paid in the U.S. upon presentation of your invoice and shipping documents, while your customer has up to five years to repay the loan at competitive interest rates and with terms more favorable than those available in their own country.

TYPE OF DOCUMENTS ARE USUALLY REQUIRED

FINANCIAL STATEMENTS: Annual reports or financial statements are required for the past 3 fiscal years. Statements must be in accordance with generally accepted accounting principles. Interim statements are required if the last fiscal year ended more than 6 months ago. The key financial information that will be analyzed includes net income, operating profit, cash flow,
liquidity, leverage, and the ratio between the foreign buyer's tangible net worth and the transaction size.

CREDIT BUREAU REPORT: A report may be supplied by the exporter or the foreign buyer, or it can be purchased .The report should show that the foreign buyer has been in business for at least 3 years, provide favorable bank and supplier credit ratings, and reflect no significant derogatory information.

BANK REFERENCE: The reference letter must be on bank letterhead and signed. It should briefly describe the history of the bank's relationship with the foreign buyer and include complete details of any borrowing facilities and credit experience.

PERSONAL GUARANTEE: The personal guarantee of the foreign buyer's principal shareholders is required for companies with annual revenues less than $50 million, unless the foreign buyer is a publicly-traded company. Personal financial statements are generally not required.

We also can source commodities like Fuels / oils. UREA, SUGAR, WHEAT, CEMENT, SUPLHUR, SCRAP METAL.

TRADING TYPE OF TRANSACTIONS

Kindly advise if purchase of commodity the following:

1.. Type of physical commodity:Wheat,Sugar,UREA,Cement,Cereals,Yellow corn,Rice,Sunflower

2.. Quantity,target price,delivery destination and time schedule,Method

Of payment you prefer/alternatives, description of port of loading,

Kindly advise /provide documentation about availability of the following as prospect buyer:

1.. Description of legal/financial position of buyer

2.. Proof of previous purchases/submission of bill of landing

3.. Proof of funds

4.. LOI